Registered international students must buy insurance, otherwise university have right to cancel their study position. Students can refer to the introduction of this insurance on the international student insurance website (www.lxbx.net) for details. Students are advised to promptly contact the teacher, if accident happens or hospitalization is needed.
(2) The expenses for hospitalization shall be paid by the student during the treatment and the following materials are needed to apply for insurance claims:
a. Discharge Summary
b. Hospital Certificates of Diagnosis
c. Receipts of hospitalization expenses
d. Lists of Total Hospitalization Expenses
e. Clinical History and Receipts of payment (if there are clinicservices pre or post hospitalization)
Students benefiting from the insurance are requested to seekmedical treatment at regular public hospitals. If annual outpatient medical expenses are more than RMB 650, the insured can apply for part of there imbursement. And they need to submit the medical record, list of physical checkups and medicines and the invoices from the hospital to the School ofInternational office for verification and then these documents will be sent tothe insurance company at Beijing for insurance claims. The insurance company will evaluate and pay part of the outpatient expenses beyond the starting-line RMB650 according to the policy. (Registration fee cannot be reimbursed, so students must inform the hospital and separate registration fee from othermedical fees). Expenses for dental prosthetics, dental filling, toothextraction, glasses, childbirth, abortion, STD, physiological defect correction, cosmetology, nourishment and any other fees outside the coverage ofthe free medical service, as well as the expenses for treating chronic disease contracted prior to the students' arrival in China shall be covered by students themselves.
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